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Boomers are much less likely to let rewards expire or give away their points. (See Millennials and card rewards)Consumer protection chief resigns, Trump to pick successor -- Richard Cordray, founding director of the Consumer Financial Protection Bureau, just announced his departure; will be replaced by President Trump. (See CFPB chief announces departure)Rate survey: Average card APR holds steady at 16.15 percent for ninth week -- Nov. -- You can have a credit history with an ITIN, but once you get a Social Security number, you must notify the credit bureaus to move your history under your new SSN. (See Podcast: Bob Stolzberg on voice commerce)Best Airline Credit Cards -- The Alaska Airlines Visa Signature card, with its generous sign-up bonus and money-saving travel perks, is our top airline card. (See Best airline cards)Contactless 'tap-and-go' cards finally enter US market -- Tap and go instead of dip or swipe? (See Credit card delinquencies rising)Airline cards get you free checked bags, with exceptions -- Airline credit cards will likely get you free checked bags, but there are limits and exceptions. (See Airline cards with free checked bags)Online and mobile banking grows, branch banking withers -- Online and mobile banking is growing, and branch banking is withering, American Bankers Association research finds. (See Online, mobile and branch banking by generations)Holiday guide of credit card tips -- You'll be spending a lot on holiday shopping and travel. Your merchant processor may offer a service that fits your security and budget needs. (See Small business and card data storage)Q&A: If I file bankruptcy, will my spouse be liable for my debt?
Anyone with information on the whereabouts of Mark Bakotic II or the women identified as persons of interest, Karima Peters and Brittany Pinera, is asked to call Fifth District detective Johnny Magee at 504.658.6050 or Crimestoppers at 504.822.1111.
Though it makes sense to borrow against the prospect of a larger salary when a person has an entry-level job, these bad habits die hard and can affect one’s personal finances in middle age and even old age.
If anyone needs any incentive to pay down debt, the Fed sums it up with a line that bears repeating often: “Paying off credit card debt has a riskless return that averages 14 percent, which no other asset class can match.” Essentially, there is no better investment a person with credit card debt can make than to pay off that bill.
(See Big hotel card sign-up bonuses)7 easy ways to protect your credit while holiday shopping -- Fraudsters may be more likely to strike during the holiday season when consumer spending is high, so vigilance is especially important from November to January. (See Holiday fraud)I'm an authorized user on high-balance cards; what to do? (See Contactless cards)Do's and don'ts when giving teens their first credit card -- Decide whether it's time, then help your teens use cards wisely, and put checks in place if they don't ...
-- Removing yourself as an authorized user from highly utilized cards might be a no-brainer, but you should also consider other factors, such as the age of the accounts. (See Authorized users and credit utilization)Millennials most likely to earn, lose and donate rewards -- Millennials are most likely to earn, lose or donate their credit rewards, a TD Bank survey finds. - Credit -- We crunched the numbers for the Citi Double Cash card and the Chase Freedom Unlimited card to help you decide which one takes the prize for best cash back card. (See Cash back)How do I transfer credit profile from an ITIN to new SSN? podcast: How your voice will become your credit card -- We’ve all got wallets full of plastic, but voice commerce is growing in popularity, allowing you to make purchases, check your balance, and pay your cards all with a simple vocal command ... (See Contactless cards)NY Fed: Credit card delinquencies continue to rise -- Federal Reserve Bank of New York's Household Debt and Credit report says more balances are in late-payment status, but overall delinquencies are moderate ... (See Teen's first card)Small-business solutions for storing customer card data -- Looking for a small-business solution to storing customer card details?